Long Term Care Insurance offers protection for you or your loved one in the unfortunate event that one of you may need care for an extended period of time. This insurance provides both medical and personal care to persons who have a chronic illness or disability. These persons can receive care in the privacy of their own home, in a nursing home, a community facility or an assisted living compound based on the coverage purchased. In general, people are unsure about long term health costs, and grossly underestimate the time and resources needed to care for someone in need of around the clock care. There are also people who are under the impression that their own insurance will cover long -term care, and this typically is not so. For many, the stress and frustration of taking care of a loved one who cannot care for themselves can be too hard to bear.
At Floyd Watkins & Associates, we fully understand that purchasing this type of insurance is a sensitive issue, and we want to make sure you have all the information you need to make the right purchase for you. Let Long Term Care Insurance protect the integrity of you and your loved one by ensuring proper and quality care in the event that it is needed.
What Does Long Term care Insurance Cover?
- Daily Activities
- Medical care
- Custodial care
- Exercise
- Meals
- Laundry
- Physical therapy
- Drug therapy
- Home Modifications
- Access Ramps
- Chair Lifts
- and Moreā¦
WE ARE HERE TO HELP
Please call or email for your free, no obligation Long Term Care Insurance quote. We offer many different insurance options to fit your specific needs. We also welcome any questions, comments or concerns. Give us a call; we are here to help ensure a healthy and happy future for you and your family.