Floyd Watkins & Associates helps small (2 – 50 employees) and large (51+ employees) businesses find affordable group coverage. We work with several carriers who have many plans to choose from and we can help you find the plan that fits your companies needs.

Group Health Benefits

Group health insurance is health insurance coverage that is paid for by an employer and then made available to employees of the company. The health insurance benefits are often also available to the employees family. Currently offering group health insurance for business is voluntary and mainly offered as a benefit to a company’s employees.

Group Health Insurance Cost

Lowered cost is the main advantage to group health insurance plans. Most insurance companies offer rates for groups that are greatly reduced compared to the costs of individual health insurance policies. An employer, small or large, purchases a specific plan that fits the need of the company, either outright or with employee contribution funds or a combination of both. An employer is able to offer better health insurance coverage at a lower cost to their employees by spreading the cost among the entire group of employees.

Small Business Health Benefits

Employers that offer health insurance plans as a part of their overall benefit package often gain a competitive edge in attracting and retaining a more stable and higher quality employee base. A small business owner is often able to compete much more favorably with larger corporations by offering health insurance as part of a benefit package.

Health Insurance Requirements

Washington and Oregon both have specific requirements for group health insurance plans. Also, different size groups have different requirements and limitations mandated by the States.

Floyd Watkins & Associates partners with several different carriers that serve both Washington and Oregon. Our associates work closely with these carriers and are fully equipped to help you make the right choices when developing a group health insurance plan for your company. We are 100% current with all laws and regulations as well as pricing and benefit packages available through our partner insurance carriers.

Here is a list of some of the carriers we partner with to provide you the best possible service:

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